Flutterby™! : First time buyers

Another SFGate article, this one about a high school student who put together a seminar to get teachers into real estate, that had this gem from the student, Huber Trenado:

"But I knew to get this project to completion, I had to learn about the housing market in the Bay Area and about loans," he said. "The loan application, it's like a whole different genre. There's nonfiction, fiction, terror and horror, and then there are loan products. I really had to read and ask my mentor, OK, what does this mean?"